Loan against property
Higher funding with property-backed loans.
Use residential or commercial property to obtain larger loan amounts at attractive interest rates and flexible repayment terms.
Key benefits
- Higher loan amounts suited for business expansion and large expenses.
- Lower EMI rates compared to unsecured credit.
- Longer tenure up to 20 years for easier repayment.
Eligibility criteria
- Property with clear title, owned by the applicant.
- Residential or commercial property in a recognized location.
- Income proof and reasonable credit history.
Documents for property loans
Property documents
Title deed, property survey, and approved plan.
Income proof
Salary slips, bank statement, or business accounts.
Identity & address
PAN card, Aadhaar and utility bills.
Valuation details
Formal property valuation report from an approved valuer.