Personal loan
Simple personal loans for salaried and self-employed borrowers.
Smart Capital Loans helps you get personal loan support for medical needs, education, travel, or urgent household expenses with fast eligibility guidance and easy application help.
Why choose a personal loan?
- Quick finance for family events, travel, medical emergencies and education.
- Competitive interest rates for salaried employees and self-employed professionals.
- Flexible tenure and easy EMI planning for monthly budgets.
Eligibility at a glance
- Indian resident age 21-58
- Regular income source or salaried pay slips
- Minimal past credit issues
Documents required
Identity proof
Aadhaar, PAN card or passport.
Address proof
Utility bills, Aadhaar or rental agreement.
Income proof
Salary slips, bank statements, or ITR for self-employed borrowers.
Bank statements
6 months of account statement to verify income flow.